Find any IFSC code in India — instantly.
Enter any 11-character IFSC code to verify the bank, branch, address, MICR code and the transfers it supports. Accurate, up to date, and updated for recent bank mergers.
Popular banks & their IFSC prefixes
Every IFSC code starts with a fixed 4-letter bank code, followed by a 0. Tap a bank to start your search with its prefix.
Bank merged? Your IFSC code has changed.
Several major Indian banks were merged between 2017 and 2020. If your account was with one of these, your old IFSC code no longer works — the anchor bank issued you a new one.
Before you transfer money: if your bank is on this list, confirm your new IFSC code from your updated passbook, cheque, or net banking. Using an old code can cause failed or delayed transfers.
Understanding IFSC & MICR codes
What is an IFSC code?
IFSC stands for Indian Financial System Code. It is an 11-character code created by the Reserve Bank of India that uniquely identifies a single bank branch in the country's electronic payment network.
You need it whenever you move money online through NEFT, RTGS or IMPS — it tells the system exactly which branch the money should reach.
How the 11 characters work
The format is fixed and easy to read once you know the pattern:
↑ bank ↑ reserved ↑ branch
- First 4 letters — the bank (e.g. HDFC, SBIN).
- 5th character — always 0, kept for future use.
- Last 6 characters — the specific branch.
IFSC vs MICR — what's the difference?
They are often confused, but they do different jobs:
- IFSC — 11 characters, used for online transfers (NEFT, RTGS, IMPS).
- MICR — a 9-digit number printed at the bottom of cheques, used for cheque clearing.
Where to find your IFSC code
- Printed on your cheque leaf.
- On the first page of your bank passbook.
- Inside your net-banking or mobile-banking app.
- On your bank's official website.
- Right here — just search the code above to confirm it's valid.